# Determine How Much Mortgage I Can Afford

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Zillow’s Home Affordability Calculator will help you determine how much house you can afford by analyzing your income, debt, and the current mortgage rates.

Determine the amount of house you can afford Estimate your monthly mortgage payments by entering details about the home loan (home price, down payment, interest rate, and the length of the loan.

The Mortgage Affordability Calculator estimates a range of home prices you may be able to afford based on the accuracy and completeness of the data and information you enter. The results are intended for illustrative and general purposes only, and do not constitute, nor should they be relied upon as financial or other advice.

Our Mortgage Affordability Calculator will then tell you the loan amount you may receive and eventually how much house you can afford.

Estimate the home price you can afford by inputting your monthly income, expenses and specified mortgage rate. Adjust the loan terms from 15-, 20- and 30-year mortgages and see your estimated home price, loan amount, down payment and monthly payments change.

Mortgage rates are the rate of interest that is charged on a mortgage. lenders determine the mortgage rates in most cases.. or your personal banker to estimate how much you can afford to pay.

Calculate the price of a house you can buy, and the mortgage you must take, based on the monthly payments you can afford. total monthly mortgage payments on your home. Based on term of your mortgage, interest rate, loan amount, annual taxes and annual insurance. choose mortgage calculations for any number of years, months, amount and interest rate.

How Much Home can I Afford? How We Calculate it.. The average American household income is \$73,298, assuming you have no monthly debt payments you can afford a home priced at \$285,000 with a 3.5% (\$10,000) down payment for \$1,800 per month. Our home affordability calculator takes several factors to determine what you qualify for.

How Much Can I Afford? FHA Mortgage Calculator. Use the following calculator to help you determine an affordable monthly payment so that you know what you can afford before you make an offer on the home you want to purchase.

How Much Can We Afford Mortgage Calculator Calculate roughly how much you may be able to borrow as a mortgage for a property you’ll live in, based on your income and personal situation.. How can we help?. Chat to us online if you have a question about using our mortgage calculator. start web chat; Call us.